Job Description
COMPLIANCE ANALYST, AML
At Current, we're on a mission to enable our members to create better financial outcomes for themselves. Headquartered in NYC, we're a leading U.S. fintech and one of the fastest growing companies with over 5 million members. No matter your title, we welcome everyone to build great products, grow quickly, and make an impact together.
ABOUT THE ROLE:
We are looking for an AML Compliance Analyst to join our team. In this role you will help to execute Current's overall BSA/AML compliance program, including transaction monitoring, investigations, and reporting for debit and credit product offerings. This individual contributor role will work closely with the other members of the AML Team to investigate, draft, review, and escalate Unusual Activity Reports to Current's partner banks. The individual will also participate in the subpoena response process for Current.
RESPONSIBILITIES:
Conduct investigations into potential money laundering, terrorist financing, sanctions, and other financial crime activities
Review and identify transaction monitoring alerts and cases to meet agreed upon business Service Level Agreements (SLAs)
Draft, review and submit Unusual Activity Reports (UARs) to Current's partner banks
Review and disposition OFAC and PEP alerts
Respond to subpoenas and other requests for information from law enforcement agencies
ABOUT YOU: 1-3 years of experience in a compliance, operational, or governmental role with a focus on financial crimes investigations or transaction monitoring
Previous experience drafting or reviewing AML alert / case investigations or Suspicious Activity Reports (SARs)
Knowledge of / previous experience with credit card products and applicable regulations (highly preferred)
Strong knowledge of key regulations including the USA PATRIOT Act, Bank Secrecy Act, and OFAC requirements
Ability to handle multiple tasks and constantly shifting priorities in an efficient and effective manner
Excellent written and oral communication skills, including the ability to communicate and present key findings from investigations in understandable and effective ways across the organization
Ability to provide actionable recommendations and solutions to problems
Well organized, efficient, self-starter, and able to work independently in a fast-paced environment
Certified Anti-Money Laundering Specialist (CAMS) or other related certifications - a plus but not required
This role has a base salary range of $85,000 - $110,000. Compensation is determined based on experience, skill level, and qualifications, which are assessed during the interview process. Current offers a competitive total rewards package which includes base salary, equity, and comprehensive benefits.
BENEFITS: Competitive salary
Meaningful equity in the form of stock options
401(k) plan
Discretionary performance bonus program
Biannual performance reviews
Medical, Dental and Vision premiums covered at 100% for you and your dependents
Flexible time off and paid holidays
Generous parental leave policy
Commuter benefits
Fitness benefits
Healthcare and Dependent care FSA benefit
Employee Assistance Programs focused on mental health
Healthcare advocacy program for all employees
Access to mental health apps
Team building activities
Our modern Chelsea-based office with open floor plan, stocked kitchen, and catered lunches Current
Job Tags
Holiday work, Flexible hours, Shift work,